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Mastercard Business Card

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No annual fee
No annual fee
No annual fee

No annual fee2

Low Interest
Low Interest
Low Interest

Get a low rate for $${p1.productPricing.AF_INT_RED.productPricingValue} a year

Spending Limit
Spending Limit
Spending Limit

Manage your monthly spending limit

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Compare all cards

Enroll, receive, receive.

Get up to $120 cashback in the first year, on top of your eligible credit card's benefits.

Offer valid for new cardholders. Minimum monthly purchase required.

Learn more

Important Information

Annual fee2

Free

Interest rate on purchases1

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Interest rate on balance transfers and cash advances2, 3

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Additional card fees

No fee

Low-rate card1

$${p1.productPricing.AF_INT_RED.productPricingValue}

Low rate on purchases1

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Low rate on balance transfers and cash advances2, 3

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Minimum limit credit1

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Protection

Compensation plan in the event of fraud

Up to $10,000 (see the${p1.urlConvention.en | link:"Cardholder Agreement":"":"_blank"})

Other advantages

MasterpassTM digital wallet

MasterpassTM is a fast and secure online payment solution.

  • Storage and encryption of your credit cards and shipping addresses
  • A simplified payment process using your mobile device, tablet or computer
  • Multi-tiered security to protect your information

 

Easy Savings advantages4

Take advantage of promotional offers from participating merchants.

Important phone numbers

Customer service or report a lost or stolen card

Report fraudulent use by an authorized cardholder

Pre-authorized Debit

Your card payments can be automatically withdrawn from your National Bank or other account so you can avoid late payment fees if you apply to pre-authorized debit.


 

${p1.urlConvention.en | link:"Agreement Governing the Use of the National Bank Mastercard® Credit Card":"":"_blank"}– effective July 9, 2018

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Legal Notes

PROMOTION

Terms and conditions

1. Credit card is issued subject to credit approval by National Bank of Canada. Terms and conditions apply.
Offer valid until February 29, 2020.
Over a 12-month period, get cash back for each (calendar) month you charge a minimum amount in net purchases to an eligible credit card account. The cashback will be credited to the account no later than the 15th of the following month.

$10 cashback per month
Get $10 cashback for each month you charge at least $200 in net purchases to your card (from the 1st to the last day of the month), with a maximum annual rebate of $120. The eligible cards are MC1, Allure®, mycredit™, Syncro™, ECHO®, Mastercard Business and Mastercard Business Line.

Net purchases correspond to the amount in purchases charged to the account minus returns and refunds. Annual fees, balance transfers and cash advances are not included in the calculation.

The total amount of monthly net purchases is calculated on the first day of the month after the account has been opened. For example, an account that was opened on September 15 will have its net purchases calculated on October 1 and the first cashback will be made no later than November 15.

The account must be in good standing for the cashback to be awarded.
This promotion applies to all persons and businesses who do not hold and have never held a National Bank credit card in the past 24 months. It cannot be combined with any other offer or promotion related to new National Bank credit cards. National Bank employees and entities of its group are not eligible to this offer. Upgrades and additional cards are excluded from the offer. National Bank reserves the right to modify, extend, or withdraw this promotion at any time without notice.
 

®ALLURE and ECHO are registered trademarks of National Bank of Canada.

™MYCREDIT and SYNCRO are trademarks of National Bank of Canada.

®Mastercard, World Mastercard and World Elite are registered trademarks, and the circles design is a trademark of Mastercard International Incorporated. Authorized user: National Bank

®Mastercard, Masterpass and Priceless Cities are registered trademarks, and the circles design is a trademark of Mastercard International Incorporated. Authorized user: National Bank.

1 Subject to credit approval from National Bank.

2 Grace period: At least 21 days on purchases if you pay your full balance by the due date indicated on your monthly statement (no grace period applies to balance transfers and cash advances). Your minimum payment will correspond to 2.5% of your account balance plus any amount already due or $10, whichever amount is higher. If your account balance is lower than $10, you must pay the entire balance.  If you exceed your credit limit, the amount of the minimum payment will be the highest of the following amounts: (a) 2.5% of the account balance or (b) the amount of the overlimit.

 

Example of credit charges calculated over a period of 30 days  

 

      *Variable interest rate in effect on August 1ST, 2019

3 Subject to credit approval from National Bank. The total of all amounts transferred cannot exceed $5,000.

4 Certain conditions apply. Visit mastercard.ca for more information. Refer to the credit card terms and conditions.

This content is made available by National Bank and its affiliates for information purposes only. It does not create any legal or contractual obligations for National Bank and its affiliates. The conditions described herein are not exhaustive and are subject to change.

Some of our cards offer a compensation plan in the event of fraud by a cardholder. If necessary, the fraud compensation plan entitles you to a refund limited to the real loss resulting from fraudulent use of the card or account by the cardholder. This plan only applies in the event of fraudulent use by a cardholder who is not also an authorized signatory. The refund amount can be up to $100,000 per account per 12-month period. To use this plan, the company and all authorized signatories must fully collaborate with the Bank and file an official complaint with law enforcement authorities. The application of the fraud protection plan is governed by the conditions set out in section 14 of the credit card agreement. In particular, the plan does not apply if, through negligence, the cardholder contributed to the unauthorized or fraudulent use of the card or account by any person other than a cardholder.