Business Investment Account

A convenient investment solution that lets you put your surplus cash to work while keeping it accessible at all times.

Make an appointment online

1-888-394-4494 (toll-free)
Open from 8 a.m. to 6 p.m.

Enjoy some of the best interest rates on the market

Balance	Annual interest rate¹*	Rate bonus²*	Total interest rate
0 - $19 999,99	1.15%	0.05%	1.20%
$20 000,00 - $99 999,99	1.30%	0.05%	1.35%
$100 000,00 - $249 999,99	1.35%	0.05%	1.40%
$250 000,00 - $499 999,99	1.40%	0.05%	1.45%
$500 000,00 - $1 999 999,99	1.45%	0.05%	1.50%
$2 000 000,00 and over	1.55%	0.05%	1.60%

Balance	Annual interest rate¹*	Rate bonus²*	Total interest rate
0 - $19 999,99	1.15%	0.05%	1.20%
$20 000,00 - $99 999,99	1.30%	0.05%	1.35%
$100 000,00 - $249 999,99	1.35%	0.05%	1.40%
$250 000,00 - $499 999,99	1.40%	0.05%	1.45%
$500 000,00 - $1 999 999,99	1.45%	0.05%	1.50%
$2 000 000,00 and over	1.55%	0.05%	1.60%

The interest, to which a rate bonus³ is added, is calculated daily on the closing balance. This interest will be paid to the account monthly on the last day of the month.

Put your surplus cash to work

Do you want to earn interest on your surplus cash while still being able to respond quickly to business opportunities or financial obligations? Our Business Investment Account (BIA) lets you access your funds whenever you want.

Features

The BIA is a transfer account available in Canadian dollars.
Only transfers can be carried out using this account, so a business current account at National Bank is also required.
You can transfer funds via our Internet Banking Solutions, our automated telephone service or at the branch where you opened your account.
There are no fees for credit transfers (deposits) made to your account.
Three free debit transfers (withdrawals) are allowed per month. A fee is charged for each additional debit transfer.

Protect your business against overdrafts

The BIA offers free overdraft protection⁴.

Contact National Bank Business Central^®
at 1‑844‑394‑4494 (toll-free) from 8 am to 6 pm

Find out more

Do you have customers in the United States?

Learn more about our cross-border business solutions

You've worked hard to build good supplier relationships.

Safeguard them with our overdraft protection solutions

Looking for an investment that guarantees your principal?

Find out about our GICs

¹ Annual interest rate calculated daily.

² Rate bonus calculated on the minimum monthly balance. Rates subject to change without notice.

³ The rate bonus depends on the account's minimum balance for the month. The bonus is calculated using the number of days in the month and the balance tiers and rates presented in the above table. The more funds you have, the higher your return, since the interest and the rate bonus are tied to your account balance. What’s more, your funds remain accessible at all times.

⁴ Overdraft protection does not cover overdrafts caused by electronic funds transfers (EFTs). There must be sufficient funds in the account for a company to complete EFTs.

^®NATIONAL BANK BUSINESS CENTRAL is a registered trademark of National Bank of Canada.

Business Investment Account

Enjoy some of the best interest rates on the market

Put your surplus cash to work

Features

Protect your business against overdrafts

Contact National Bank Business Central^®
at 1‑844‑394‑4494 (toll-free) from 8 am to 6 pm

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Business Investment Account

Enjoy some of the best interest rates on the market

Put your surplus cash to work

Features

Protect your business against overdrafts

Contact National Bank Business Central® at 1‑844‑394‑4494 (toll-free) from 8 am to 6 pm

Useful Articles

Can your business benefit from invoice factoring?

ETFs’ Risks & Opportunities: What You Need to Know

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Find out more

Contact National Bank Business Central^®
at 1‑844‑394‑4494 (toll-free) from 8 am to 6 pm