Personal
Home Bank accounts
Credit cards
Borrowing
Mortgages
Savings and investments
Insurance
Advice
Business
Home Banking Solutions
Credit Cards
Financing
Investing
International
Going Further
Tips and Tools
Wealth Management
Home
CLOSE

Chequing accounts and packages

Making everyday banking easy

Find the package that's right for you

Need help choosing the right banking package?

Use the account selector

twoTone/selectAccount_vXL_c

Need help choosing your account?

No problem. We can help you decide with a few basic questions.

Discover our exclusive rates1

Show me the fees for
regular clients (age 18-59)
  • regular clients (age 18-59)
  • young people (age 0-17)
  • students (age 18-24)
  • seniors (age 60+)
 

${promoPastille | promo}

${urlImg | image:"35%"}

${nomProduit}

${accroche}

${urlBoiteLogin.en|link:"Open an Account":"btn btnRTE3 modal-token"}

${promoPopulaire}

${urlPage.en|link:"View account"}

Flat monthly fee7

${fraisMensuels}

${fraisMens2}

Banking transactions
 
Transactions2 ${transactions}
Branch transactions3 ${transactionsComptoir}
Sending an Interac e-Transfer®4
${virementInterac|booleanCheck}
Other services  
Cheques orders ${commandeCheques}
Overdraft protection ${protectionDecouverts |contentCheck}
Integrated line of credit—up to $5,0005 ${mrgCreditInteg|booleanCheck}
$5 discount on annual safety deposit box rental6 ${rabaisLocationCoffret|booleanCheck}
Use of Interac and CIRRUS networks (ABM)
${rabaisRetraitGuichetCa|booleanCheck}
Statements  
eStatement ${releveEnLigne.en}
Statement by mail ${relevePoste}

Enjoy a range of exclusive benefits with our special offers.

Nouveaux Arrivants

Newcomer

Just arriving or planning to settle in Canada.

Nouveaux Étudiants

Student

Focusing on your studies with a limited budget.

Entreprise

Entrepreneurs

Access attractive packages and special offers with your Business account.

Picto sante

Health professional

Take advantage of personalized banking packages and offers.

Picto Genie

Engineering professional

Take advantage of personalized banking packages and offers.

Picto Affaires

Liberal professional

Benefit from banking packages designed for your specific needs.

Magic wand tip icon

Tip

Finance your plans and protect yourself against overdrafts with the Integrated line of credit.

The Bank protects your accounts

What the Bank does to protect you

National Bank has put in place services to protect the access to your online bank and to secure your chequing accounts.

Learn more

What you can do to protect yourself

Start adopting the right habits to protect the access to your chequing accounts and prevent fraud.

View measures

Little details that matter

Legal disclaimers

TM THE MINIMALIST, THE MODEST, THE CONNECTED and THE TOTAL are trademarks of National Bank of Canada.

® Interac e-Transfer is a registered trade-mark of Interac Corp. Used under licence.

1. For more details, consult the Fee Guide.

2. Transactions carried out at our ABMs, a participating merchant, through our online banking services (including our call centre) or those related to certain operations in your account.

3. Transactions carried out at our branches during normal business hours.

4. If you do not have one of  the packages (The Connected, The Total, The Modest, The Minimalist, or the offer for professionals or students) or if you exceed the number of transactions included in your package, a fee of $1 may apply when you send money via Interac e-Transfer. The transfer must be sent to a bank account held at a participating Canadian financial institution. Refer to the Guide to Personal Banking Solutions for more information.

5. Subject to credit approval by National Bank of Canada. Credit charges are not waived with this package. For more information on the Integrated Line of Credit, click here.

6. Minimum 12-month rental in Canada. Certain conditions apply.

7. Applicable conditions:

  • For all packages: discounts are applied upon presentation of supporting documents.
  • For The Modest, The Connected and The Total: the Student discount is for full-time students, aged 18 to 24 inclusively, attending a post-secondary institution, upon presentation of identity documents (proof of age), proof of full-time student status (proof of registration, course schedule or transcripts). Only for individual account holders. The package is validated annually by presenting the above documents.
  • For The Minimalist package: No fees for Young people aged 0 to 17 upon presentation of identity documents (proof of age); no fees for Student aged 18 to 24 upon presentation of identity documents (proof of age) and proof of full-time student status (proof of registration, course schedule or transcripts); no fees for Seniors aged 65 and over upon presentation of eligibility for the Guaranteed Income Supplement; no fees for beneficiaries (aged 18 and over) of a Registered Disability Savings Plan (RDSP) upon presentation of proof of eligibility for an RDSP. To continue benefiting from no-fee banking, students must renew their package annually by presenting the above documents.

Practical details

Passbooks

The passbook option has not been available to new clients since May 4, 2015. If you are an existing client who uses a passbook with your account, a $2.50 monthly fee is charged.

Fees

For the fees associated with our products and services, consult the Fee Guide [PDF].

Contract governing personal deposit and investment accounts

For more information on the terms and conditions governing your new account, consult the Contract governing personal deposit and investment accounts document [PDF].

Basic banking services

For the terms and conditions governing whether a person may open an account or cash cheques and other items from the federal government, consult our guide to Basic Banking Services [PDF].

Access to funds policy

For details of our cheque hold policy, see the Access to Funds Policy [PDF].

Coercive tied selling

To understand what coercive tied selling is and what is not allowed, consult our pamphlet What you need to know about coercive tied selling [PDF].

Canada Deposit Insurance Corporation

Please refer to our page about Canada Deposit Insurance Corporation (CDIC)

FCAC account selector tool

Discover the Financial Consumer Agency of Canada (FCAC)’s account selector tool to compare bank accounts.

Other accounts that might interest you

Business accounts

Discover our accounts for businesses and the self-employed.

See all business accounts

Savings account

Great for short-term saving—access your funds at any time.

See savings account

Already have an account?

Check your balance, carry out transactions and more with your online bank.

Sign in

Mail icon
Frequently asked questions icon