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World

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World Mastercard

Get up to 2 points per dollar spent and travel with peace of mind.

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Gross annual income $60,000 for applicant or $100,000 for household*

World


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per dollar spent1


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annual fee


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Purchase rate


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22.99% Interest rate (balance transfers and cash advances)2-3

Order and you’ll receive

Until August 31, sign up for an eligible credit card to receive up to $300 cashback.

Offer for new cardholders. Minimum purchase required.

Learn more

Benefits of the ${p1.nomProduit.fr}

Comprehensive travel insurance

Comprehensive travel insurance

Enjoy up to 60 days' coverage with our travel, trip cancellation/interruption, baggage loss and car rental insurance.4

Travel deals

Travel deals

Visit the À la carte RewardsTM site to claim any eligible expenses for travel not booked through our online travel agency.

Travel agency

Travel agency

Get more for your points when you redeem them for travel rewards.
Call 1-800-561-3653 for information.

Urban experiences

Urban experiences

Enjoy unique experiences with Priceless Cities®. Get room upgrades, exclusive menus and many other surprises.

Contactless payments

Contactless payments

Spend less time at checkout with Tap & Go® technology! Just tap your card on the reader and you're on your way.

Purchase protection

Purchase protection

Protect your new purchases from loss, theft or damage for up to 180 days after the date of purchase.4

Extended warranty

Extended warranty

Get up to triple the manufacturer's warranty for most items purchased using your credit card.4

Secure online purchases

Secure online purchases

Mastercard® ID CheckTM is a service that protects you against fraud by verifying your identity when making online purchases.

Fraud protection

Fraud protection

Benefit from Mastercard's Zero Liability policy5—you won't be liable for unauthorized transactions completed with your card.

24/7 concierge service

24/7 concierge service

Our dedicated concierge service is just a phone call away, whether you need to book a hotel, have flowers delivered or make reservations at the hottest restaurant in town.

Dedicated online store

Dedicated online store

Redeem your points at our online store where we offer a wide range of rewards from top brands.

Pay with points

Pay with points

Invest in a financial product or pay your mortgage with your rewards points thanks to our À la carte Extras program®.

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Good to know

Did you know that several features are available to help you manage your credit card. These services are available in your online bank and National Bank app. Easily carry out your transactions wherever, whenever. Learn more.

Comprehensive travel insurance

Comprehensive travel insurance

Enjoy up to 60 days' coverage with our travel, trip cancellation/interruption, baggage loss and car rental insurance.4

Travel agency

Travel agency

Get more for your points when you redeem them for travel rewards.
Call 1-800-561-3653 for information.

Extended warranty

Extended warranty

Get up to triple the manufacturer's warranty for most items purchased using your credit card.4

Pay with points

Pay with points

Invest in a financial product or pay your mortgage with your rewards points thanks to our À la carte Extras program®.

24/7 concierge service

24/7 concierge service

Our dedicated concierge service is just a phone call away, whether you need to book a hotel, have flowers delivered or make reservations at the hottest restaurant in town.

Dedicated online store

Dedicated online store

Redeem your points at our online store where we offer a wide range of rewards from top brands.

How to take advantage of your rewards?

  

step 1

Apply for your card

To be eligible you need to:

  • Have a gross individual income of least $60,000 (applicant), an annual household income of at least $100,000, at least $250,000 in assets  or at least $15,000 purchases (existing clients only) on your card per year.

*See all criteria

Ready to apply? ${p1.urlForms | link:"Apply now":"btn btnRTE3"}

Not sure yet? Compare cards

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step 2

Earn points

By charging just $3,000 a month to your card, you can get up to 52,500 rewards points per year and earn up to $400 in travel discounts.

  

step 3

Redeem your points

Ready to get started?

Shop rewards

Is this your first visit?

Create an account

Family at the airport

Not sure yet?

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Pack your bags! Completing an application takes just a few minutes.

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Little details that matter

Eligibility criteria

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You aren't eligible? Discover the Platinum credit card.

Annual fee and interest rate

Annual fee 2

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Annual fee for additional card

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Purchase rate

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Balance transfer and cash advance rate 2,3

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Minimum credit limit 5

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Rewards plan

Number of points per $ spent6

Earn up to 2 points per dollar spent, based on your
net spending over a 12-month period starting on the date you open the account:

  • $0 to $20 000: 1.25 points per dollar in purchases
  • $20 001 to $30 000: 2 points per dollar in purchases
  • $30 001 and more: 1.25 points per dollar in purchases

Earn points even faster by adding another card to your account (e.g. for your spouse) or by booking travel through our À la carte Travel™ online agency.

Travel deals6

With the À la carte RewardsTM, you have the freedom to travel with the agency and airline of your choice. For more information on travel rewards, go to nbcrewards.ca.

À la carte Travel

Save on vacation packages and airline tickets when you redeem your points through the À la carte Travel™ online agency. Plan your entire trip with hotel and cruise bookings, car rentals and more.
Discover the À la carte Travel online agency

Repayment with rewards points

Repay your credit card balance in your client centre.

For more details, please refer to the Repay with points program.

Insurance

Summary and insurance certificate

Consult the${p1.guideDistr|link:"Summary":"":"_blank" }[PDF] and the${p1.certif|link:"Insurance Certificate":"":"_blank" }[PDF]

Zero Liability 7

Included

Purchase protection in the event of theft or damage 4

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Extended warranty 4

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Trip cancellation insurance 4

Up to $2,500 per person

Trip interruption insurance 4

Up to $5,000 per person

Out-of-province-of-residence medical/hospital insurance 4

Up to $5,000,000 per person:

  • 54 and under: 60 days
  • 55 to 64: 31 days
  • 65 to 75: 15 days

If your trip exceeds these time frames, you will not be covered.

Flight delay insurance 4

Up to $500 per person (over 4 hours)

Baggage insurance in case of delay 4

Up to $500 per person (over 6 hours)

Baggage insurance in case of theft or loss 4

Up to $1,000 per person

Vehicle rental insurance 4

Against collision, theft or damage for a period of 48 days or less (theft of personal effects up to $2,000)

Medical, general and legal assistance 4

Included

Important phone numbers

Customer service (24/7)

À la carte Rewards Centre

Concierge service (24/7)

Insurance claim and assistance

Lost or stolen card

Cardholder Agreement

To learn more about the terms applicable to your card, read the${p1.urlConvention.en | link:"Cardholder Agreement":"":"_blank"}[PDF].

Confidentiality Policies

To learn about how we protect your information, consult our Confidentiality Policies.

Legal Disclaimers

PROMOTION

Offer valid from June 1 to August 31, 2020. Credit card is issued subject to credit approval by National Bank of Canada. Conditions apply.

$100 cashback
Get this cashback if you charge at least $2,500 in net purchases to your account.
The eligible cards are: MC1, Allure®, mycreditTM, SyncroTM and ECHO®.

$300 cashback
Get this cashback if you charge at least $6,500 in net purchases to your account.
The eligible cards are Platinum, World®, World Elite® and Platinum Business.
The account must be in good standing for the cashback to be awarded.


To take advantage of one of those offers, you must sign up for an eligible National Bank Mastercard credit card before August 31, 2020, and activate it no later than September 15, 2020.

The CAA Advantage card is excluded from this offer.

Employees of National Bank and its subsidiaries and entities are not eligible for the offer. National Bank reserves the right to end this promotion at any time without notice.

Over a 4-month period, you'll get a cashback if you charge a minimum amount in net purchases to an eligible credit card account. The cashback will be credited to your account no later than the 30 days after the end of the Offer Period.

As part of these promotions, net purchases refer to the amount in purchases charged to the account less returns and refunds. Annual fees, balance transfers, cash advances, interest charges and any other fees and adjustments are not included in the calculation. The net purchases charged to your card are calculated starting the first day of the month following the account opening. The account must be in good standing for the cashback to be awarded. 

The offer begins and the net purchases charged to your card are calculated starting the month following the account opening (for example, if the account is opened on June 15, purchases will be calculated starting July 1 and the cashback will be awarded by November 15). Net purchases between the first and the last calendar day of the month are calculated.

This promotion is intended for individuals who do not have a National Bank Mastercard credit card and have not held a National Bank credit card within the last 24 months. 

TM À LA CARTE REWARDS and À LA CARTE EXTRAS are registered trademarks of National Bank.

®Mastercard, World, Tap & Go and Priceless cities are registered trademarks, and the circles design is a trademark of Mastercard International Incorporated. Authorized user: National Bank.

TM À LA CARTE TRAVEL is a trademark of National Bank of Canada. À la carte Travel is managed by Transat Distribution Canada Inc., holder of permit No. 753141 in Quebec.

TM ID Check and Identity Check are trademarks of Mastercard International Inc. Authorized user: National Bank.

 

1. Subject to credit approval by National Bank.

2. Grace period: No interest will be charged on purchases made during the month, provided the client pays the balance in full within twenty-one (21) days of the statement date. This grace period does not apply to cash advances or balance transfers. Minimum payment: If your account balance is lower than $10, you must pay the entire balance. If you reside in the province of Quebec, your minimum payment will correspond to 5% of the credit card account balance plus any overdue payment or $10, whichever amount is higher. If you reside outside of Quebec, your minimum payment represents 2.5% of the credit card account balance plus any overdue payment or $10, whichever amount is higher. Account statement: A statement is sent monthly.

Examples of credit charges

Example of credit charges over a 30-day period:

Annual interest rate

Average balance

 

$500

$3,000

22.99%

$9.45

$56.69

20.99%

$8.63

$51.76

14.5%

$5.96

$35.75

8.9%

$3.66

$21.95

*Variable interest rate in effect on July 1, 2019


3. Balance transfer and cash advance are subject to credit approval by National Bank. Each balance transfer must be at least $250.

 4. This coverage applies to purchases and rentals charged in part to the card, except out-of-province medical/hospital insurance for which the travel arrangements need not be charged to the card, and lost or delayed luggage insurance where all transportation costs must be charged to the card. This coverage applies to the primary cardholder, his/her spouse and/or dependent children when they (spouse and/or dependent children) travel with the primary cardholder. Extended warranty coverage applies to most new items purchased with the card, in Canada or abroad, as long as the manufacturer's warranty is valid in Canada. Certain conditions and restrictions apply. For more information and for details of your insurance coverage, please consult the insurance certificate associated with your card.

5. Subject to credit approval by National Bank.

6. Certain restrictions apply. Please consult the rules governing reward points under Rewards plan.

7. Certain conditions apply. Visit mastercard.ca for more information. Refer to the credit card terms and conditions.

Ready to travel with the World Mastercard®?

Completing an application takes just a few minutes.

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