Mortgage calculators

Get set up with the right tools

Check out our tools

How much can I borrow?

Estimate quickly how much of a mortgage you could get.1 You will then know what type of property you can afford.

Calculate my payments

Purchase or renewal? Determine how much you should pay back each month and find out how much you can save by making more frequent payments.

Calculate your payments

Should you rent or buy?

Thinking of ending your rental life? Is it more profitable for you to buy as a long-term investment? Find out if it's time to take the leap.

Calculate

Get pre-approved for a mortgage

Get a head start by requesting your pre-approval certificate online. Valid for 90 days, it protects your rate, with no obligation.

Get pre-approved

Check out our tools

How much can I borrow?

Calculate how much you can afford to spend on your mortgage.¹

Calculate my mortgage

Calculate my payments

Determine how much you can pay each month, then compare payment frequencies to see how much you could save.

Calculate my payments

Should you rent or buy?

Are you better off renting—and not having to worry about taxes, home repairs and other expenses? Or would buying a home be a good long-term investment? Find out which option is right for you.

Calculate

Apply for a mortgage pre-approval

Guarantee your financing by National Bank without committing to a loan. You’ll get an edge over other buyers and guarantee your interest rate for 90 days.

Get pre-approved

Calculate mortgage prepayment charges

If you pay off all or part of your loan earlier than expected, you may have prepayment charges to pay. Get an estimate of the amount.

Calculate my prepayment charges

Avoid surprises!

A pre-authorization guarantees the amount you can borrow and protects your rate with no obligation to commit to a loan. A pre-qualification, on the other hand, is an estimate for the amount you can borrow to buy a home.

Estimate your prepayment charges

If you repay your loan early, you might incur prepayment charges. Estimate how much you'll have to pay based on your loan type and repayment method.

Calculate your charges

Little details that matter

Legal disclaimer

1. The calculator is provided for information purposes only. Some restrictions may apply. The loan contract must be approved by National Bank and is subject to the Bank's terms and conditions.