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Mortgage calculators

Helping you make the right decisions

Check out our 6 tools

How much can you borrow

How much can I borrow?

Calculate how much you can afford to spend on your mortgage.¹

Calculate my mortgage

Amount of your payments

Calculate my payments

Determine how much you can pay each month, then compare payment frequencies to see how much you could save.

Calculate my payments

Should you rent or buy?

Are you better off renting—and not having to worry about taxes, home repairs and other expenses? Or would buying a home be a good long-term investment? Find out which option is right for you.

Effect of the amortization period

Compare various amortization periods

See how various amortization periods would affect your monthly mortgage payments.

Compare amortization periods

Increasing your mortgage payments

Simulate a payment increase

You can save on interest by increasing your mortgage payments. Enter a higher amount to compare the results.

Calculate my savings

Calculate prepayment charges

Calculate mortgage prepayment charges

If you pay off all or part of your loan earlier than expected, you'll have to pay a prepayment charge. Get an estimate of the charge.

Calculate my prepayment charge

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Tip

Did you know that in the case of two identical offers on a home, the seller will choose a buyer who has been pre-approved by a financial institution? Apply for a mortgage pre-approval and guarantee your interest rate for 90 days.

Little details that matter

Legal disclaimer

1. The calculator is provided for information purposes only. Some restrictions may apply. The loan contract must be approved by National Bank and is subject to the Bank's terms and conditions.

Understanding mortgages

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Should you buy or rent your next home?

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How long should it take to pay off a mortgage?

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Buying a home: how much house can you afford?

See all articles

Ready for the next step?

Get an edge with sellers and guarantee your interest rate for 90 days with a mortgage pre-approval—it's free and there's no obligation to buy.

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Frequently Asked Questions