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How much can I borrow?

Estimate the cost of your future property

Your Income

Note your gross income; which is your income before taxes.

Main source of income:

$

Gross

Down Payment

The amount of your down payment has a direct impact on the property value that you can target.

$

Financial Commitments

In order to come up with an amount that reflects your reality, consideration of your financial engagements is required.

Fixed monthly payments

$

Monthly

Line of credit and/or credit cards

$

Total balance

Mortgage

$

enter $0 if current property is sold.

Total balance

Home expenses

Being a homeowner comes with expenses other than mortgage payments. Don’t forget to consider them!

$

Yearly

$

Monthly

The data generated by this tool does not create any legal or contractual obligations for National Bank. The granting of the financing remains subject, at all times, to the credit approval of the National Bank.

Your Results

You can buy a house of:

354,056.38 $

Once you entered your values, click on “Calculate” to get your Borrowing Capacity.

Down payment: 20,000.00 $

Maximum mortgage amount: 334,056.38 $

Monthly payments: 1,545.13 $

Request a pre-approval

Apply for a loan

Magic wand tip icon

Tip

Protect your loan so that your loved ones don't inherit your debt. Mortgage loan insurance covers your payments in the event of disability, critical illness or death*.

* Certain conditions apply.

Learn more about buying a home

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3 ways to secure a down payment to buy a house

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The home equity line of credit: a practical product to be used with caution

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