Guarantee your financing by National Bank without committing to a loan. Place yourself in an ideal position to negotiate for and buy a home.
A pre-approval tells you the exact amount you can borrow for the purchase of a home. It also guarantees an interest rate for 90 days.
It's advisable to apply for it before beginning your search. An official pre-approval certificate demonstrates the seriousness of your approach.
You can start your application online and complete it with the help of an advisor over the phone.
|Establishes the property price range within your means.|
|Helps you predict your future monthly payments.|
|No commitment to take out a loan.|
|Protects you from rising interest rates for 90 days.|
|Shows your seriousness to sellers and brokers.|
|Certifies that National Bank will lend you the money.
(Some conditions may apply*).
Is a mortgage pre-approval necessary? Very! It concretizes the process of buying your property: your borrowing capacity, loan repayment, mortgage rate, it all becomes clear. Unlike prequalification, the pre-approval certifies that a lender (National Bank) is committed to providing you with financing.
Enjoy the benefits of a pre-approval for the purchase of your home.
Even if you haven’t found your ideal property yet, you can start making your dream come true. Determine the size of your loan and set a budget. Start scheduling your mortgage payments.
Do you have enough money?
National Bank is committed to providing you with the funding for which you were pre-approved. An advisor is available to answer your questions without you having to commit to a loan.
A pre-approval is "yes" in advance for your loan.