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Mortgage rates

See current rates

Protect your rate

Special offers on certain terms

 

${p1.tauxPromo4ansF|percent:"true"}

Fixed rate1

 

4-year
Term


${p1.tac4ans|percent:"true"}*
APR2

 

${p1.tauxPromo5ansF|percent:"true"}

Fixed rate1

 

5-year
Term


${p1.tac5ans|percent:"true"}**
APR2

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Enjoy cashback

Receive up to $3,000 cashback with a mortgage

View offer


Rate (%) as at ${p1.tauxDateJour|date:"-"}

 

Fixed-rate loan

Your interest rate is set as soon as you take out your mortgage. This rate is not affected by fluctuations for the duration of your term. This type of rate is only available with a mortgage loans.


Rate (%) as at ${p1.tauxDateJour|date:"-"}

Term Open Closed

3 months

---

${p1.taux3moisF|percent:"true"}

6 months

${p1.taux6moisO|percent:"true"}

${p1.taux6moisF|percent:"true"}

1 year

${p1.taux1anO|percent:"true"}

${p1.taux1anF|percent:"true"}

2 years

---

${p1.taux2ansF|percent:"true"}

3 years

---

${p1.taux3ansF|percent:"true"}

4 years

---

${p1.taux4ansF|percent:"true"}   see the promo

5 years

---

${p1.taux5ansF|percent:"true"}   see the promo

See all fixed-rates

Term Open Closed

6 years

---

${p1.taux6ansF|percent:"true"}

7 years

---

${p1.taux7ansF|percent:"true"}

10 years

---

${p1.taux10ansF|percent:"true"}

1 month3

---

${p1.taux1moisF|percent:"true"}

Variable-rate loan

Variable-rate mortgage loan have an interest rate of Prime + ${p2.ecart|percent:"true"}4 and are adjusted monthly. They allow you to take advantage of lower interest rates.


Rate (%) as at ${p2.tauxDateJour|date:"-"}

  Reference rate Difference Rate in effect*
Prime = ${p1.tauxBase}
Variable-rate mortgage (60 month term)

Prime rate

${p2.ecart|percent:"true"}

${p2.taux5ansO|percent:"true"}

Capped-rate mortgage (60 month term)

Prime rate

Capped rate5 = ${p3.tauxPlafond|percent:"true"}

${p3.ecart|percent:"true"}

${p3.taux5ansO|percent:"true"}

Home equity line of credit

The All-In-OneTM home equity line of credit allows you to use the principal you repay to finance new projects, like renovations or travel. The rate is variable.


Rate (%) as at ${p2.tauxDateJour|date:"-"}

  Prime rate
Difference Rate in effect* Interest earned

Rate for the home equity line of credit

${p1.tauxBase|percent}

${p5.ecart|percent}

${p5.taux|percent:"true"}

${p5.interetCredT2|percent:"true"} 6

Fixed rate of 7$ per month, per account

Explore our mortgage solutions

Mortgage loan

Get financing for your project.

Home equity line of credit

Use the repaid amount of your mortgage to realize new projects.

Mortgage for the self-employed

Get financing or refinancing tailored to your situation.

Little details that matter

Legal disclaimers

*Refers to standard rate.

** Based on a $300,000 fixed-rate mortgage

  • with a 5-year closed term
  • with 25-year amortization
  • with a $5/month administration fee
  • with a $330.00 appraisal fee. The appraisal fee may be adjusted or may not be charged as part of the assessment of your mortgage application. 

 
TM ALL-IN-ONE is a registered trademark of National Bank of Canada.

1. Rates may differ if the amortization period is more than 25 years. Contact an advisor for more information. 

2. APR as of ${p2.tauxDateJour|date:"-"}. APR means "Annual Percentage Rate" and represents the total interest and fees charged by the Bank, expressed as an annual percentage.  

3. This term is not available for new loans. It is provided for reference purposes only. 

4. Subject to change without notice  

5. A capped rate is an interest rate that fluctuates but never exceeds the interest rate cap. The cap is the maximum interest rate you pay on your loan. This rate is offered with a five-year term. 

6. Interest income (interest paid on bank accounts grouped under the line of credit). 

  • ${p5.interetCredT1|percent:"true"} for lines of credit of $1 to $4,999.99
  • ${p5.interetCredT2|percent:"true"} for lines of credit of $5,000 or more

Get your project off to a good start

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Ready to get the process started?

Make a serious offer and protect your interest rate with pre-approval.

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Fill out our mortgage loan form, and an advisor will assist you. 

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