NBI Portfolios

The more you invest, the lower your management fees

At a glance

What are NBI Portfolios?

NBI Portfolios are investment funds offered by National Bank Investments Inc. (NBI).
They are specially designed to provide regular income and capital appreciation. They allow you to invest in a full, diverse range of funds, including exchange-traded funds (ETFs).

Perfect if you are looking to:

Benefit from our expertise and that of some of the world's top portfolio managers
Enjoy a turnkey solution based on your profile, objectives and risk tolerance
Optimize your diversification by asset class, management style and industry sector
Invest or withdraw funds when you want
Create a monthly income stream
Benefit from reduced management fees

$500

Minimum initial investment

$50

Minimum purchase/redemption

$25

Minimum systematic investment amount

Do you know your investor profile? Take our quick test and choose the portfolio that's best for you.

Determine my profile

The 6 NBI Portfolios

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Fixed income

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Canadian Equity

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Global Equity

NBI Balanced Portfolio

Perfect if you are looking to:

Earn a regular investment income
Enjoy long-term capital appreciation

Start to invest

NBI Growth Portfolio

Perfect if you are looking to:

Earn some regular investment income
Enjoy long-term capital appreciation

Start to invest

NBI Equity Portfolio

Perfect if you are looking to:

Enjoy long-term capital appreciation

Start to invest

NBI Moderate Portfolio

Perfect if you are looking to:

Earn a high level of regular investment income
Enjoy long-term capital appreciation

Start to invest

NBI Conservative Portfolio

Perfect if you are looking to:

Earn a high level of regular investment income
Enjoy some long-term capital appreciation

Start to invest

NBI Secure Portfolio

Perfect if you are looking to:

Earn a high level of regular investment income
Enjoy medium-term capital appreciation

Start to invest

Count on our experts for sound investment advice.

Make an appointment

Tip

Track the progress of your investments in real time with NATgo, our simplified investment solution. Get expert advice on how to obtain your objectives.

Get an NBI Portfolio

Invest in an NBI Portfolio

A faster way to invest: Simply complete the appropriate online form to choose a fund and start contributing to a non-registered account or RRSP. To invest in another type of registered account (TFSA, RESP), please contact your advisor.

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Fund name and investment horizon

Risk

1 year

3 years

5 years

10 years

Since inception

Apply

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Invest in an NBI Portfolio – Retirement Option

A faster way to invest: Simply complete the appropriate online form to choose a fund and start contributing to a non-registered account. To invest in a registered account (RRSP, TFSA, RESP), please contact your advisor.

Fund name and investment horizon	Risk	1 year	3 years	5 years	10 years	Since inception	Apply
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NBI Conservative Portfolio ${p2.productCharacteristic.fundInvestmentHorizon.stringValue}	${p2.productCharacteristic.fundVolatility.stringValue}	${p2.return1Yr}	${p2.return3Yr}	${p2.return5Yr}	${p2.return10Yr}	${p2.returnScr}	${p2.urlFormNe.en\|link:"Non-registered":"btn btnRTE1":"_blank"}
NBI Moderate Portfolio ${p3.productCharacteristic.fundInvestmentHorizon.stringValue}	${p3.productCharacteristic.fundVolatility.stringValue}	${p3.return1Yr}	${p3.return3Yr}	${p3.return5Yr}	${p3.return10Yr}	${p3.returnScr}	${p3.urlFormNe.en\|link:"Non-registered":"btn btnRTE1":"_blank"}
NBI Balanced Portfolio ${p4.productCharacteristic.fundInvestmentHorizon.stringValue}	${p4.productCharacteristic.fundVolatility.stringValue}	${p4.return1Yr}	${p4.return3Yr}	${p4.return5Yr}	${p4.return10Yr}	${p4.returnScr}	${p4.urlFormNe.en\|link:"Non-registered":"btn btnRTE1":"_blank"}
NBI Growth Portfolio ${p5.productCharacteristic.fundInvestmentHorizon.stringValue}	${p5.productCharacteristic.fundVolatility.stringValue}	${p5.return1Yr}	${p5.return3Yr}	${p5.return5Yr}	${p5.return10Yr}	${p5.returnScr}	${p5.urlFormNe.en\|link:"Non-registered":"btn btnRTE1":"_blank"}
NBI Equity Portfolio ${p6.productCharacteristic.fundInvestmentHorizon.stringValue}	${p6.productCharacteristic.fundVolatility.stringValue}	${p6.return1Yr}	${p6.return3Yr}	${p6.return5Yr}	${p6.return10Yr}	${p6.returnScr}	${p6.urlFormNe.en\|link:"Non-registered":"btn btnRTE1":"_blank"}

Why choose us

Get support from world-renowned experts

We are the leading bank-affiliated asset manager in Canada that does business with external portfolio managers.

Some of the world's top portfolio managers
A governance process that ensures our criteria for excellence are met
Rigorous performance analysis

Stay on top of market trends with the quarterly outlook from the experts.

Reduce your management fees

Enjoy lower management fees based on the value of your assets held in certain series of NBI Portfolios—a great reason to group your investment accounts together.

How it works

Fee reductions are determined based on the total market value of your assets held in NBI Portfolios (see table).
They are calculated daily as soon as you meet the eligibility criteria.
A credit is then applied directly to your account.
This amount is automatically reinvested in additional securities of the same series each quarter.

Total assets in NBI Portfolios¹	Management fee reduction
$174,999 or less	0.10%
$175,000² or more	0.20%

Eligibility

If you have assets with a total net value of at least $100,000 in one or more NBI Portfolios, you will automatically be eligible.

Little details that matter

Regulatory documents

Fund Facts

Prospectus

Annual, interim and quarterly reports

Investor information

Proxy voting policy

Statement of policies respecting conflicts of interest [PDF]

Declaration of trust

Full brochure

For more information on NBI portfolios, refer to our brochure [PDF].

Prices and performance

NBI Funds Data

Legal Disclaimers

1. For Investor and R Series securities of all NBI Portfolios and F-2 Series securities of the NBI Balanced Portfolio.

2. The management fee reduction starting from $175,000 is 0.04% for Investor-2 and R-2 Series securities of the NBI Moderate Portfolio and 0.10% for Investor-2 and R-2 Series securities of the NBI Equity Portfolio.

The information and data provided in this document, including that provided by third parties, are considered accurate at the time of printing and were obtained from sources considered reliable. We reserve the right to modify them without notice. They are provided for information purposes only. No representations or warranties, implicit or explicit, are made as to the accuracy, quality or completeness of this information and data. The opinions expressed are not to be construed as a solicitation or offer to buy or sell units mentioned herein and should not be considered a recommendation.

NBI Portfolios (the “Portfolios”) are managed by National Bank Investments Inc., a wholly owned subsidiary of National Bank of Canada. Commissions, trailing commissions, management fees and expenses all may be associated with investments in the Portfolios. Please read the Portfolio prospectus before making an investment. The Portfolios’ securities are not insured by the Canada Deposit Insurance Corporation or by any other government deposit insurer. The Portfolios are not guaranteed, their values change frequently and past performance may not be repeated.

Under the management fee reduction plan for high net worth investors (the "Fee Reduction Plan"), certain investors holding Investor and R Series securities of all Portfolios and Investor-2, F-2 and R-2 Series securities of certain Portfolios may be eligible for a management fee reduction based on the amount of their investment in one or more Portfolios.

The Fee Reduction Plan only applies to eligible series of the Portfolios. The amount equivalent to the management fee reduction is credited to the account and automatically reinvested in additional securities of the same series of the applicable Portfolio. For more information about the Fee Reduction Plan, please see the prospectus of the Portfolios.

The cash distribution amount per unit for the R Series and the R-2 Series of NBI Portfolios is said to be fixed as it does not vary from one distribution to another. However, it is not guaranteed and may vary according to market conditions. R Series units and R-2 Series units of the NBI Portfolios pay monthly distributions made up of net income and may include a significant portion of return of capital. Return of capital actually decreases the value of your initial investment and must not be confused with return on investment. Return of capital that is not reinvested can reduce the net asset value of the fund and may lessen its ability to subsequently generate income. The monthly distribution amount per unit is reset at the start of each calendar year.