National Bank
Search Find us
Fr
Personal Business
Online transactions
Personal Business
Direct Brokerage NB Financial Natbank Group Retirement Plans Securities Custody
National Bank National Bank
Personal
Home Bank accounts
Home Bank accounts
ACCOUNTS
Chequing accounts High Interest Savings Account USD Progress Select an account FAQ
EXCLUSIVE OFFERS
Healthcare professionals Engineering professionals Legal and business management professionals Students Young people Newcomers to Canada
TIPS AND TOOLS
My finances My home My travel plans My retirement My business My new life in Canada
WHERE TO CARRY OUT TRANSACTIONS
National Bank online FAQ Mobile app ABMs
DAY-TO-DAY TRANSACTIONS
Mobile Payment Interac e-transfer Mobile cheque deposit Ordering foreign currency Banking services
Credit cards
Home Credit cards
CREDIT CARD CATEGORIES
No fee Low interest rate Cashback Travel Rewards
MASTERCARD CREDIT CARDS
World Elite World Platinum Echo cashback mycredit FAQ View all cards
BENEFITS AND OFFERS
Offers Priceless Cities VIP lounge at Montréal Airport Concierge services View all benefits
INSURANCE
Credit card payment insurance
TIPS AND TOOLS
My finances My home My travel plans My retirement My business My new life in Canada
Borrowing
Home Borrowing
LOANS
Personal loans Car loan RRSP Loan and lines of credit FAQ
LINES OF CREDIT
Personal line of credit Home equity line of credit Student line of credit FAQ
INSURANCE
Loan and line of credit insurance FAQ
TIPS AND TOOLS
My finances My home My travel plans My retirement My business My new life in Canada
Mortgages
Home Mortgages
MORTGAGE SOLUTIONS
Mortgage Loans Home equity line of credit Self-employed worker FAQ
SERVICES OFFERED
Mortgage Pre-approval Refinance Your Mortgage Mortgage Renewal Mortgage Specialists HBP
MORTGAGE CALCULATOR
Calculate your payments Should you rent or buy? How Much Mortgage Can I Afford? Mortgage calculators
MORTGAGE RATES
View all rates
INSURANCE
Mortgage insurance
TIPS AND TOOLS
My home My first buy My new property My second home Prepare my application Accelerate my repayment
Savings and investments
Home Savings and investments
SAVINGS PLANS
RRSP TFSA RESP View all plans FAQ
SAVINGS ACCOUNTS
High interest Cash Advantage Solution FAQ
INVESTMENT SOLUTIONS
Investing with NATgo NBI Private Wealth Management NBI Portfolios NBI Funds View all our solutions FAQ
GICS
Conventional redeemable Non-redeemable Diversified View all GICs FAQ
TIPS AND TOOLS
My financial planner My investor profile Choosing an RRSP or TFSA Understanding systematic savings Plan my retirement
Insurance
Home Insurance
INSURANCE PRODUCTS
Loan and line of credit insurance Travel insurance Mortgage loan insurance Credit card payment insurance FAQ
SERVICES OFFERED
Insurance claims
ASSISTANCE
SECURIZONE
TIPS AND TOOLS
My finances My home My travel plans My retirement My business My new life in Canada
Advice
Home Advice
TIPS AND TOOLS
Banking Credit Savings and investment Home Insurance Budget Taxes and income Immigration Retirement Succession Studying Security View all articles
Business
Home Banking Solutions
Home Banking Solutions
BANK ACCOUNTS AND PACKAGES
Opening an Account Accounts Packages
OPERATIONS MANAGEMENT
Internet and Mobile Banking Solutions Cash Management Overdraft Protection Payment Processing
SPECIALIZED SECTORS
Agribusiness Agri-food Creative Industries Insurance Brokers Forestry Franchise Real Estate Manufacturing Companies NPOs and Associations Fisheries and Fishery Products Business Professionals Healthcare Professionals Healthcare and Life Sciences Public Sector Energy Services Technology
International
Home International
OUR GLOBAL TRADE SOLUTIONS
Foreign Exchange Risk Hedging Foreign Currency Accounts Payment Solutions U.S. Bank accounts Managing Your Commercial Transactions Foreign currencies exchange rates Representative offices abroad
Financing
Home Financing
FINANCING SOLUTIONS
Short-term Long-term Acquisition Merchant Services Crowdfunding Loan Insurance
CREDIT CARDS
Promotions and News Mastercard Business Platinum Mastercard Business Mastercard Business Line Mastercard Corporate U.S. Dollar Mastercard Business Credit Cards
STAGES OF DEVELOPMENT
Launch Growth Transfer
Investing
Home Investing
INVESTMENTS
Business Investment Account Guaranteed Investment Certificates Mutual Funds and Other Trust Services
STAGES OF DEVELOPMENT
Launch Growth Transfer
Going Further
Home Going Further
PARTNER OFFERS
Legal Support Mentoring for entrepreneurs Virtual Clinic Accounting Services Online Appointment Payment Solutions Online Budgeting
HR SOLUTIONS
Payroll Solutions Group Retirement Plans Employee Benefits Plans
STAGES OF DEVELOPMENT
Launch Growth Transfer
Tips and Tools
Home Tips and Tools
ADVICE
Start-up Growth Transfer Money and finances Sales and marketing Exports Human resources Operations Technologies Skills development Becoming my own boss View all articles
TOOLS
My Business Model Directory of Resources
NEWS
Newsletters Webinars See the news
Wealth Management
Home
Online transactions
Personal Business
Direct Brokerage NB Financial Natbank Group Retirement Plans Securities Custody
CLOSE

Investments

Which savings plan to complete my projects?

Put your money to work

Want to start saving?

Follow our three-step guide.

Go ↓

Ready to invest?

Check out the solutions available.

See all our solutions ↓

Need advice?

Meet with an advisor to get personalized recommendations.

Make an appointment

Thumbs up

Quick tip

With your online bank, you can view all your accounts in one place, even accounts with other financial institutions.

Saving: Your three-step guide

It's a good idea to diversify your investments. Never put all your eggs in one basket!

Step 1 icon

Set goals

Think about your goal and time frame. Retirement savings? A trip? You decide!

Figure out how much you need to set aside weekly or monthly to reach your goal.
 

Calculate

Step 2 icon

Where do you want to invest?

Registered plan

You can invest in a registered plan like an RRSP, TFSA or RESP.

Why choose it

Grow your investment tax-free.

 

- OR -

 

Non-registered plan

Your investment is held in a non-registered plan.

Why choose it

Save without worrying about contribution limits, withholding taxes or withdrawal fees.

Step 3 icon

Choose an investment type

Guaranteed Investment Certificate (GIC)

A secure investment with guaranteed returns.

We offer both fixed-rate and market‑linked GICs.

Why choose it

Your initial investment is fully protected.

 

- OR -

 

Managed solutions and investment funds1

Investments subject to market fluctuations, managed by seasoned experts.

Why choose it

Get a turnkey solution that offers optimal returns based on your investor profile.

When it comes to my retirement, should I settle for less now to dream big later?

Feel free to ask an advisor

Make an appointment

Thumbs up

Quick tip

Save without effort—set up automatic debits at the interval you want.

All our savings and investment solutions

Savings account

Great for short-term saving—access your funds at any time.

See savings account

Registered plans

Find the registered plan that's right for you.

See our registered plans

Principal-protected investments

Put your money in a GIC and protect your initial investment ($500 minimum investment).

See GICs

Investments managed by experts

Choose a professionally managed investment fund or solution ($500 minimum investment).

Check out our managed solutions and investment funds

Private wealth management

Enjoy comprehensive discretionary portfolio management2 ($250,000 minimum investment).

Discover NBI Private Wealth Management

Personalized private banking

We offer personalized services and advice for all your wealth management needs.

Discover Private Banking 1859

 

Brokerage solutions

Get help from an Investment Advisor

Leverage your wealth to achieve your goals.

Discover National Bank Financial

 

Manage your own investments online

Take control of your investments with the help of our powerful tools and team of dedicated experts.


Discover National Bank Direct Brokerage

Investment solutions

Get help from an investment advisor

To grow your family wealth to achieve your life goals.


Discover National Bank Financial

Manage your accounts independently

To take control of your investments with powerful tools and a dedicated team of experts.

Discover National Bank Direct Brokerage

Personalize your savings strategy

To find the best portfolio to realize your objectives.


Discover NATgo

Meet with an advisor who can help you achieve your savings goals.

Make an appointment

Speech bubble icon

Expert advice

Tell me more

Savings basics

Planning for retirement

Compare RRSPs and TFSAs

Get a bigger tax refund

Invest more effectively

See the quarterly market outlook

Screwdriver and wrench icon

Toolbox

Understanding your finances

Determine your investor profile

Set a savings goal

Make a budget

Take stock of your finances

Little details that matter

Prices and performance

NBI Funds Data

Legal Disclaimers

1. National Bank Mutual Funds (the "Funds") are offered by National Bank Investments Inc., a wholly owned subsidiary of National Bank of Canada. Commissions, trailing commissions, management fees and expenses all may be associated with investments in a Fund. Please read the Fund prospectus before investing. The Funds’ securities are not insured by the Canada Deposit Insurance Corporation or by any other government deposit insurer. The Funds are not guaranteed, their values change frequently and past performance may not be repeated.

2. NBI Private Wealth Management is a service offered by National Bank Investments Inc., a subsidiary of National Bank of Canada. Commissions, trailing commissions, management fees and other expenses all may be associated with investing in an investment fund and using an asset allocation service (such as NBI Private Wealth Management). Please read the prospectus of the NBI Private Portfolios in each NBI Private Wealth Management profile before making an investment. The Funds are not guaranteed, their values change frequently and past performance may not be repeated. There can be no assurances that the full amount of the investment in a fund will be returned. Investors must enter into an agreement with National Bank Investments Inc., which retains the services of National Bank Trust Inc. (for all activity in Quebec, Prince Edward Island, Saskatchewan and New Brunswick) or Natcan Trust Company (for all activity in other Canadian provinces and territories), subsidiaries of National Bank of Canada acting as portfolio managers, giving them the authority to select, add or remove NBI Private Portfolios in NBI Private Wealth Management profiles.

We’re here to answer your questions

Ready to invest? Your questions, answered

Ready to invest? Your questions, answered

Les gens de notre âge ont combien d’argent de côté ?

How much should I have in savings at my age?

Man and woman in a car on vacation

Plan a budget for better savings

Find answers

Ready to start saving?

Talk to an advisor for personalized advice or sign in to my online bank to invest online.

Make an appointment

Sign in

Telephone icon

1-888-835-6281

Frequently asked questions icon

Frequently Asked Questions