Savings and investments

Put your money to work

Want to start saving?

Follow our three-step guide.

Ready to invest?

Check out the solutions available.

Need advice?

Meet with an advisor to get personalized recommendations.

Make an appointment

Quick tip

With your online bank, you can view all your accounts in one place, even accounts with other financial institutions.

Saving: Your three-step guide

It's a good idea to diversify your investments. Never put all your eggs in one basket!

Set goals

Think about your goal and time frame. Retirement savings? A trip? You decide!

Figure out how much you need to set aside weekly or monthly to reach your goal.

Calculate

Where do you want to invest?

Registered plan

You can invest in a registered plan like an RRSP, TFSA or RESP.

Why choose it

Grow your investment tax-free.

- OR -

Non-registered plan

Your investment is held in a non-registered plan.

Why choose it

Save without worrying about contribution limits, withholding taxes or withdrawal fees.

Choose an investment type

Guaranteed Investment Certificate (GIC)

A secure investment with guaranteed returns.

We offer both fixed-rate and market‑linked GICs.

Why choose it

Your initial investment is fully protected.

- OR -

Managed solutions and investment funds¹

Investments subject to market fluctuations, managed by seasoned experts.

Why choose it

Get a turnkey solution that offers optimal returns based on your investor profile.

Quick tip

Save without effort—set up automatic debits at the interval you want.

All our savings and investment solutions

Savings accounts

Save in the short term by holding on to your money at all times.

See savings accounts

Registered plans

Find the registered plan that's right for you.

See our registered plans

Principal-protected investments

Put your money in a GIC and protect your initial investment ($500 minimum investment).

See GICs

Investments managed by experts

Choose a professionally managed investment fund or solution ($500 minimum investment).

Check out our managed solutions and investment funds

Private wealth management

Enjoy comprehensive discretionary portfolio management² ($250,000 minimum investment).

Discover NBI Private Wealth Management

Personalized private banking

We offer personalized services and advice for all your wealth management needs.

Discover Private Banking 1859

Brokerage solutions

Get help from an Investment Advisor

Leverage your wealth to achieve your goals.

Discover National Bank Financial

Manage your own investments online

Take control of your investments with the help of our powerful tools and team of dedicated experts.

Discover National Bank Direct Brokerage

Grow your investments and make the most of Exchange-Traded Funds(ETF) by investing independently with NBDB.

Discover Exchange-traded Funds

Meet with an advisor who can help you achieve your savings goals.

Make an appointment

Expert advice

Tell me more

Savings basics

Planning for retirement

Compare RRSPs and TFSAs

Get a bigger tax refund

Invest more effectively

Newsletter The Financier

Toolbox

Understanding your finances

Determine your investor profile

Set a savings goal

Make a budget

My retirement income

Take stock of your finances

Little details that matter

Prices and performance

NBI Funds Data

Legal Disclaimers

1. National Bank Mutual Funds (the "Funds") are offered by National Bank Investments Inc., a wholly owned subsidiary of National Bank of Canada. Commissions, trailing commissions, management fees and expenses all may be associated with investments in a Fund. Please read the Fund prospectus before investing. The Funds’ securities are not insured by the Canada Deposit Insurance Corporation or by any other government deposit insurer. The Funds are not guaranteed, their values change frequently and past performance may not be repeated.

2. NBI Private Wealth Management is a service offered by National Bank Investments Inc., a subsidiary of National Bank of Canada. Commissions, trailing commissions, management fees and other expenses all may be associated with investing in an investment fund and using an asset allocation service (such as NBI Private Wealth Management). Please read the prospectus of the NBI Private Portfolios in each NBI Private Wealth Management profile before making an investment. The Funds are not guaranteed, their values change frequently and past performance may not be repeated. There can be no assurances that the full amount of the investment in a fund will be returned. Investors must enter into an agreement with National Bank Investments Inc., which retains the services of National Bank Trust Inc. (for all activity in Quebec, Prince Edward Island, Saskatchewan and New Brunswick) or Natcan Trust Company (for all activity in other Canadian provinces and territories), subsidiaries of National Bank of Canada acting as portfolio managers, giving them the authority to select, add or remove NBI Private Portfolios in NBI Private Wealth Management profiles.